The best investment management For You in 2010 and beyond

The best investment management can be expensive, but you can achieve better management of investments in 2010 and beyond that is affordable to a lower cost than you think. The truth is that in the investment world do not always get what you pay for. Here's how to achieve better management of investments at the best price.

There are at least 3 myths in the world of investment management. One, that rich people get a better management and always make money. Two, that investors get what they pay. Three, that average people can not afford a professional money management. The truth of the matter is that very few investment advisers or managers consistently outperform the market averages, and fewer still do it and make profits for their clients annually.

For example, rich people (qualified investors) often pay 2% per annum plus 20% of the profits to invest in a hedge fund. Sometimes they get good returns on investments, and often do not. Sometimes the rich are cheated by the management bodies of money that somehow fly under the radar of government regulation.

The best investment management at the best price for the average investor can be found in mutual funds (not to be confused with hedge funds) ... but not all the funds or fund companies qualify as the best solution. They are all highly regulated by the government and provide money management services to the public. Everyone is trying to be competitive and make good returns for their investors, because it is in their best interest. Good performance attracts more investors' money, and the more money a company manages the fund plus the management fees that are collected.

But no company funds significantly outperforms the competition in consistent year on year after year. It 's almost impossible to do. So what is the real difference and how do you find the best solution? He looks at what it costs to invest in a mutual fund. The cost of investing directly reduces investment returns or profits. For example, let's look at the most popular funds, equity funds.

The stock market has historically returned an average of 10% annually over the last 80 years or so. The average stock fund does not beat the stock market ... especially after charges and fees included. If you pay 5% of sales prices off the top when you invest (like most people), which is money right out of the pocket which is never invested. If you sign a contract for "service" with an investment professional could cost 2% per year, plus expenses of the funds can tack on another 2% per year if you invest in the wrong one.

The good news is that there is no need to sign and pay for a separate service contract, or pay any sales charge at all to invest in mutual funds. You only need to pay the annual expenses of the funds. The best investment management in 2010 and beyond: no-load mutual funds. The total investment cost can be less than ½% per year. This pays for the professional money management and expenditure of funds, and is automatically deducted from your investment each year.

I suggest you start the new decade in the right and search "no load fund" on the internet. Probably, the following three names appear at the top of search results: Fidelity, Vanguard and T Rowe Price. All three fund companies have risen up over the years, working directly with investors that good, low cost of the service.

Do not throw away your investment dollars. Surcharges and fees simply erode the profits of investment potential. Not always what you pay for. Sometimes you get more if you know where to find the best investment management at the best price. Now, in my opinion, is not it....